Finology Software Now Integrated with INVENT: Expanding Access to Powerful Student Loan Repayment Planning
Finology Software, the leading end-to-end software solution for financial professionals offering student loan advice, is now also available through a new integration with INVENT®, the AI ready data ecosystem designed to bring all of the most critical software solutions together in a single “Golden Record” designed specifically for wealth managers. This integration underscores Finology Software’s commitment to enhancing the advisor experience by making its powerful tools more accessible and interconnected within the broader suite of financial solutions advisors rely on.
In today’s fast-paced financial landscape, the ability to seamlessly connect data across systems available for AI is crucial for advisors striving to deliver personalized and efficient client service. The inclusion of Finology Software within the INVENT® SuperApp framework marks a pivotal step forward, positioning student loan repayment at the forefront of an advisor’s toolkit. This enhancement allows financial professionals to more conveniently access client student debt planning and address one of their most pressing financial challenges, paving the way for greater financial wellness.
Federal Student Debt: A Unique Challenge
Finology Software’s Federal Loan Simulator empowers advisors to analyze education costs, assess federal loan balances, and model multiple repayment strategies. With automated client data imports, side-by-side scenario comparisons, and detailed projections of monthly and total payments, advisors can deliver clear, actionable strategies that optimize repayment outcomes. Built for efficiency, compliance, and scalability, Finology Software transforms student loan planning from a complex, spreadsheet-driven process into a streamlined, technology-driven workflow.
Major Student Loan Changes Take Effect
In July 2026, federal student loan repayment will undergo its biggest overhaul in decades. The OBBB (One Big Beautiful Bill) of 2025 introduces the new Repayment Assistance Plan (RAP), which will become the mandatory default income-driven repayment plan for most borrowers, students and parents will only be able to borrow a fraction of tuition costs compared to 100% today.
For financial advisors, these dual changes completely transform both college funding and student loan repayment strategies. With SAVE, PAYE, and ICR being phased out, RAP’s structure, payments from 1% to 10% of AGI, a 30-year forgiveness term, $10 minimum payments, limited dependent deductions, and no discretionary income buffer, will fundamentally reshape how advisors guide clients. Many borrowers, especially those taking out loans after July 1, 2026, will have no other income-based option.
That’s why Finology Software has already updated our Federal Loan Simulator and Liability Planner to help advisors prepare clients now. RAP alters repayment math, OBBB cuts borrowing capacity, and legacy plans are disappearing, making the advisor’s ability to forecast outcomes, explain trade-offs, and model strategies more valuable than ever.
Finology Software: The Must-Have Student Debt Module for INVENT Users
Finology Software transforms student loan data into actionable insights for financial advisors. While INVENT® provides a trusted, AI-ready data foundation, Finology Software turns that data into client-ready models, RAP-ready repayment simulations, and holistic debt planning all fully integrated with INVENT. Advisors using INVENT gain a specialized, high-impact tool that simplifies complex debt scenarios, enhances client guidance, and positions them as trusted experts in a rapidly changing student loan landscape.
Explore Finology Software on INVENT
For advisors already leveraging the power of the INVENT® platform, now is the perfect opportunity to explore how Finology Software can further enhance your advisory services. With student debt becoming an increasingly critical issue for clients, integrating Finology Software into your practice can provide you with the tools needed to offer more personalized and impactful advice. To learn more about INVENT’s comprehensive solutions and how they can be seamlessly integrated into your existing workflows, reach out to the INVENT team today to discover how Finology Software can help you elevate your client interactions and drive better financial outcomes.
The New Edge for Advisors is Student Loan Planning
Student loan repayment is expanding from previously being a niche service, in 2026 and beyond it’s a core multigenerational financial planning dynamic affecting millions of Americans. With over 44 million borrowers and new 2025 legislation reshaping repayment rules, advisors who can confidently guide clients through repayment, forgiveness, and pre-college planning are gaining a decisive edge.
“Integrating Finology Software into the Invent SuperApp brings best-in-class student debt planning directly into the advisor’s existing workflow. This partnership delivers seamless access to our repayment tools, enabling advisors to address one of the most complex areas of financial planning with speed, compliance, and confidence.”
— Alex Bottom, Founder, Finology Software
About Finology Software
Finology Software equips financial advisors with modern tools to replace spreadsheets, save time, and deliver compliant, personalized student loan guidance at scale. Built for individual advisors and enterprise firms alike, the platform is SOC 2 compliant and designed to meet today’s security and workflow standards. By helping clients navigate repayment, forgiveness, and financial tradeoffs, Finology Software empowers advisors to save their clients money and earn their place as a primary trusted advisor. Finology Software offers unlimited usage for one flat price monthly or annually.
About INVENT
INVENT® is a next-generation data platform purpose-built for the wealth management industry. INVENT empowers wealth management firms to innovate faster, adapt to changing business needs, and gain a lasting competitive edge in today’s fast-moving wealthtech landscape.