Frequently asked questions

Finology Software is a financial-technology platform that gives financial advisors advanced tools to manage and plan student-loan repayment for their clients, alongside the rest of their personal debt.

It offers seamless data import from the NSLDS (National Student Loan Data System), builds personalized repayment strategies through federal IDR simulation and side-by-side comparison, and provides comprehensive management and analytics for client loan data.

At the core is the Liability Planner: easy NSLDS data import, comprehensive loan management, optimized repayment-strategy simulations, and advanced planning using savable pro-forma income scenarios.

Yes. The Liability Planner lets you simulate income-driven repayment plans side by side and explore loan-forgiveness scenarios such as Public Service Loan Forgiveness (PSLF).

The SAVE plan is winding down, and on July 1, 2026 the new Repayment Assistance Plan (RAP) and a new Standard plan take effect, replacing the older income-driven options. Finology Software’s federal engine is built for these 2026 rules, so you can model RAP, the new Standard, IBR, PAYE, ICR, and PSLF, and show a client exactly how the transition changes their payments.

Yes. The platform supports simulations and tracking for loan-forgiveness eligibility, particularly Public Service Loan Forgiveness (PSLF), so clients can see whether they’re on track for the certified payments needed to discharge their federal loans.

We prioritize data security with high-standard encryption and compliance measures to protect all personal and financial information processed through the platform.

New users can sign up for a seven-day trial, no credit card required. After the trial, subscriptions start at $99/month or $1,068/year.

Email our support team at info@finology.tech for any questions or additional help.