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NEW

OBBB-compliant, Repayment Assistance Plan (RAP) is live in the simulator

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Repayment Strategy

IBR vs PAYE: Is There Any Difference in 2026?

IBR vs PAYE compared with real engine numbers: when the two plans cost the same, when PAYE is cheaper, the PAYE new-borrower test, and…

Finology Software October 14, 2026 11 min

RAP vs SAVE vs PAYE vs IBR: Which Plan Now?

Repayment Strategy

RAP vs IBR: Which Plan Should You Pick in 2026?

Finology Software October 14, 2026 11 min

RAP vs SAVE vs PAYE vs IBR: Which Plan Now?

Repayment Strategy

PAYE vs RAP: Which Costs Less in 2026?

Finology Software October 14, 2026 13 min

The State of RAP, October 2026: share of 1,899 borrowers by open federal balance, from 12.5% under $25,000 to 1.8% at $500,000 or more

Repayment Strategy

The State of RAP, October 2026: What 1,899 Federal Loan Files Show

Finology Software October 14, 2026 6 min

SAI Calculator: estimate your Student Aid Index for the 2026-27 FAFSA. Finology Software.

Borrower Guides

SAI Calculator: Estimate Your 2026-27 Student Aid Index

Finology Software October 6, 2026 2 min

Refinancing federal student loans? For most borrowers, no.

Borrower Guides

Should You Refinance Federal Student Loans? For Most Borrowers, No

Finology Software October 4, 2026 3 min

Finology Software plus ChatGPT: federal student loan math, now in ChatGPT

For Financial Advisors

Finology Software is now in ChatGPT

Finology Software October 4, 2026 4 min