Your Servicer and StudentAid.gov Disagree on Your Payment. Which One Counts for PSLF?
When a recertification lands mid-cycle and two federal sources show different payments, the regulation is specific about which number earns PSLF credit.
Is It Worth Hiring a Professional to Help With Student Loan Repayment?
The answer is not about the fee. It is about the gap between your best and worst option, which runs from $8,551 to $86,246. Here is how to find yours.
How Much Do Federal Student Loan Repayment Programs Actually Save You?
We ran five borrowers through our calculation engine. For most, income-driven plans do not save money, they move it. Here is where the real savings are.
How to Tell If Your Program Will Still Qualify for Federal Student Loans
A new federal rule ties a program’s access to federal Direct Loans to what its graduates earn. Here is what it measures, who it affects, when it starts, and what to do.
Credit Card Hardship Programs: What Happens When You Finally Answer the Bank’s Call
The bank keeps calling about your credit card. Here is what a hardship program actually is: a lower fixed rate, one payment, and a real payoff date. On $30,000, it can mean paying $4,799 in interest instead of $66,300.
Can You Trust ChatGPT With Your Student Loans?
AI chatbots answer more money questions than any advisor alive, and they make mistakes. Here is how to verify an AI answer before you act on it.
How to Find a Student-Loan Advisor (and When You Actually Need One)
Not every borrower needs an advisor, but some really do. Here’s how to find a qualified student-loan advisor and how to tell when your situation calls for one.
How Student-Loan Forgiveness Works Under the New Rules
Forgiveness still exists after the July 1, 2026 changes, but the details matter. Here’s a plain-language guide to how forgiveness works under the new federal rules.
Is My Student-Loan Payment Going Up in 2026?
Wondering if your federal student-loan payment will rise after July 1, 2026? Here’s what drives the change, who’s most affected, and how to find out your real number.
What Happens to My Student Loans on July 1, 2026?
A plain-language guide to the July 1, 2026 federal student-loan changes: the new RAP repayment plan, what’s ending, and the steps to take so nothing catches you off guard.