How to Find a Student-Loan Advisor (and When You Actually Need One)

Not every borrower needs an advisor — but some really do. Here’s how to find a qualified student-loan advisor and how to tell when your situation calls for one.
How Student-Loan Forgiveness Works Under the New Rules

Forgiveness still exists after the July 1, 2026 changes — but the details matter. Here’s a plain-language guide to how forgiveness works under the new federal rules.
RAP vs the New Standard Plan, Which Is Right for Me?

Trying to choose between RAP and the new Standard plan after July 1, 2026? Here’s a plain-language comparison of how each works and which tends to fit which borrower.
Parent PLUS Borrowers: What the July 1, 2026 Changes Mean for You

Parent PLUS loans have their own rules under the July 1, 2026 federal changes. Here’s what’s different for parent borrowers, what to watch for, and how to plan.
Is My Student-Loan Payment Going Up in 2026?

Wondering if your federal student-loan payment will rise after July 1, 2026? Here’s what drives the change, who’s most affected, and how to find out your real number.
What Happens to My Student Loans on July 1, 2026?

A plain-language guide to the July 1, 2026 federal student-loan changes — the new RAP repayment plan, what’s ending, and the steps to take so nothing catches you off guard.
SAVE Is Ending: What Happens to Your Student-Loan Payment on July 1, 2026

The SAVE plan is ending. Here is what SAVE borrowers should expect on July 1, 2026, how the transition works, and the steps to take now.
What Is the Repayment Assistance Plan (RAP), and How Will It Affect My Student Loans?

RAP is the new federal student-loan repayment plan starting July 1, 2026. Here is what it is, who it helps, and how payments are figured out.