NEW
OBBB-compliant, Repayment Assistance Plan (RAP) is live in the simulator
What will your student loans really cost?
Compare every repayment plan and estimate college aid, free, with the same verified engine advisors use. Updated for the July 1, 2026 rules.
Loan repayment
Compare your repayment options
See Standard, RAP, IBR, PAYE and ICR side by side: monthly payment, lifetime cost, forgiveness timing, and the tax bill that can come with it.
College planning
Estimate your Student Aid Index (SAI)
The number colleges use to size financial aid offers, computed with the 2026-27 FAFSA formula.
Put these calculators on your website
Advisors on Finology Software can embed either calculator with one line of code, themed to their own brand color. Your embed code lives in Settings, under Website calculators.
<script src="..." data-widget="loan-calculator" data-brand="#YourColor"></script>
Estimates for education only, not financial advice. Powered by Finology Software.