NEW
OBBB-compliant, Repayment Assistance Plan (RAP) is live in the simulator
Pricing
Simple, advisor-first pricing.
One plan, priced per seat, with a volume rate from your fifth advisor. Unlimited clients, scenarios, and reports, no per-import or per-PDF fees, no feature tiers, no surprises when a client has a complex history.
MonthlyAnnualSave $240/yr
✓ Unlimited active clients, always included
Advisor plan
Everything you need to run a student-loan planning practice. Unlimited clients, every planning feature, your own branding, one price per advisor.
$129/ advisor
/ month
/ month
Billed annually at $1,548 / advisor · or $149 billed monthly
Five or more advisors: $119 / advisor / month, or $105 billed annually — applied automatically, to every seat.
Start with one client file- ✓Unlimited active clients
- ✓RAP plus every federal repayment plan
- ✓IDR & PSLF modeling and tracking
- ✓Private & consumer-loan planning
- ✓NSLDS Drop import + bulk parser
- ✓Side-by-side scenario comparisons
- ✓Client-ready PDF reports
- ✓Priority email + Slack support
- ✓White-label client reports with your firm’s branding
- ✓Turn your website into a lead source with a branded calculator
Existing subscriptions keep the rate they started on.
Grow your firm
Student-loan planning is the most under-utilized lead source in financial planning.
One Finology Software customer ran a student-loan engagement as a paid intro service. Within twelve months, those clients converted into full wealth-management relationships.
$12Min net new AUM, accumulated in one year from student-loan planning leads.
How we compare
Free is the most expensive tool you own.
Spreadsheets, public calculators, outsourced consultants, every alternative looks cheaper on your valuable time. Then you realize you’re building a path to the primary trusted advisor, and it isn’t you.
Free · plus 3–4 hrs / client
Spreadsheets
Excel, Sheets, scratch math you re-derive every release.
- ✕Not designed for advisors
- ✕No PII / GLBA compliance
- ✕No client-ready visuals or branded PDFs
- ✕No PSLF tracking
- ✕Not current with OBBB / RAP
Free · not built for advisors
Public calculators
Borrower-facing tools with no PII protection.
- ✕Built for borrowers, not advisors
- ✕No PII / GLBA compliance
- ✕No branded PDF reports
- ✕No PSLF tracking or federal depth
- ✕No year-over-year data retention
Expensive · per-client engagement
Outsourced consultants
You rent the expertise, and the client relationship.
- ✕Cost scales with every client
- ✕You don’t own the work or the data
- ✕Builds their trusted-advisor relationship, not yours
- ✕No in-house tool for next time
- ✕Slower turnaround
Finology Software does all of it, for one flat seat.Advisor-built · GLBA-minded · OBBB/RAP-current · branded reports · PSLF tracking · year-over-year retention.
ROI Calculator
What does an the advisor plan seat pay for itself with?
A conservative example, most advisors see better numbers in their first quarter.
Active student-loan clients / month12
Hours spent per client today3.5 hr
Your billable hourly rate$225
Avg. revenue per new engagement$1,500
ESTIMATED ANNUAL IMPACT
$199,710
129× ROI on a $1,548 seat
$73,710/yr reclaimed billable time + $126,000/yr new-client capacity
$73,710/yr reclaimed billable time + $126,000/yr new-client capacity
Illustrative example based on the assumptions at left. Your results will vary.
Pricing FAQ
Pricing, billing, and the fine print.
Is the 7-day trial really free?+
Yes. No credit card required to start. You get full access to the advisor plan, RAP and every federal plan, IDR and PSLF tracking, private-loan planning, and client-ready reports. At day 7 you pick a plan or your account simply pauses. Nothing auto-charges.
What’s included?+
Everything you need to run student-loan planning: unlimited active clients, RAP plus every federal repayment plan, IDR and PSLF modeling, private and consumer-loan planning, NSLDS Drop import, side-by-side scenarios, and client-ready PDF reports, all for one price per advisor.
Is there more than one plan?+
No. There is one advisor plan and it includes everything: unlimited clients, RAP plus every federal repayment plan, IDR and PSLF modeling, private and consumer-loan planning, NSLDS import, scenario comparisons, client-ready reports under your own firm’s branding, and the embeddable calculators for your website. No add-ons, no feature gates. The only thing that changes with team size is the per-seat rate.
Do you bill per client, per import, or per report?+
No. It’s one price per advisor seat, unlimited clients, imports, scenarios, and reports. No per-client, per-import, or per-PDF fees, ever.
Is there a discount for teams?+
Yes, and it applies on its own. From your fifth advisor the rate drops to $119 per advisor monthly, or $105 billed annually, and it applies to every seat rather than only the ones past four. On monthly billing that means five advisors ($595) cost slightly less than four ($596). Above ten advisors pricing is custom — email sales@finology.tech.
Monthly or annual, what’s the difference?+
Monthly is $149 per advisor. Annual is $129 per advisor (billed $1,548/yr), which saves $240 a year. Same full feature set either way.
Can I cancel anytime?+
Yes. You can cancel whenever you like, there’s no long-term contract.
Student-loan advising starts here.
Ready to bring student loans into your practice? Start with one client file and see what it says.
Start with one client file →Onboarding in under 60 seconds