At Finology Software, our mission is simple: help financial advisors save time, deliver compliant and personalized student loan guidance, and strengthen their role as a client’s primary trusted advisor. For years, we’ve provided advisors and firms with enterprise-ready tools that replace spreadsheets, streamline workflows, and save clients money.
Advisors told us the annual option works well, but many prefer the flexibility of a month-to-month plan as they grow their practice.
That’s why we offer a monthly subscription alongside it. Both options include unlimited clients and the full platform.
Current Pricing
- Annual: $1,068 per year ($89/month equivalent), saving $120 per year
- Monthly: $99 per month, cancel anytime
There is one advisor plan and it includes everything: white-label client reports, and discoverability in Find an Advisor. No add-ons, no per-client or per-report fees.
Current subscribers keep their existing rate. Any change comes with at least 30 days’ notice.
Every plan starts with a free trial, and both billing options include the same features and unlimited active clients. You can see the full breakdown on our pricing page.
This gives advisors the ability to choose the plan that best fits their business model and cash flow. Whether you’re just starting to incorporate student loan planning or scaling an established practice, Finology Software meets you where you are.
Finology Software helps close that gap by accelerating client acquisition. By offering student loan planning, advisors can deliver immediate, tangible value that resonates with millions of borrowers. This not only opens the door to new client relationships but also positions advisors for ongoing financial planning engagements, transforming year-one revenue potential.
Why Advisors Choose Finology Software
- Every Plan, Side by Side: Advisors with proper training, such as CCFC credential holders or those who’ve completed the Student Loan Help Network education, can compare every plan a client can elect using Finology Software.
- Client Savings: The savings uncovered in student loan planning often more than cover the financial planner’s ongoing fees, reinforcing long-term client relationships.
Why It Matters
- Flexibility: Start with a monthly plan to explore the platform without a long-term commitment.
- Savings: Stay on an annual plan to lock in the lower rate and save $120 per year.
- Same Features, Same Impact: Both plans include the full suite of tools, no compromises.
Ready for the July 2026 Loan Rules
Pricing is only half the decision. Federal repayment changed on July 1, 2026: SAVE is gone, and the new Repayment Assistance Plan (RAP) is now the only income-driven option for new loans. Finology Software models RAP, IBR, PAYE, ICR, and PSLF under the new rules, flags the plans closed to new enrollment, so every plan you build reflects current law. If you are catching up on the changes, start with our July 1 explainer and our step-by-step guide to switching into RAP.
Designed for Advisors Who Value Time and Trust
Finology Software has been built for student-loan specialists since 2017. It replaces the spreadsheet, keeps a book of borrowers current as the federal rules change, and produces a plan a client can act on. The platform is SOC 2 ready.
With both pricing options, annual and monthly, it’s easier than ever to get started.
Show every client the plan that saves them the most
Every number sourced, every path compared. Model RAP, the new Standard, IBR, PAYE, ICR and PSLF side by side.
