A Control Your Diligence Team Can Inspect: How We Separate Arithmetic from Assumptions
This is the third in a short series. The first piece described the self-checking AI loop we built; the second showed what that precision looks like in an advisor’s client meeting. This one is for the people who have to approve a vendor before any of that reaches a client: the risk, compliance, and diligence […]
The Numbers an Advisor Can Stand Behind: RAP, the New Standard, and PSLF, Done Right
We recently wrote about the self-checking loop we built to hold federal student loan math exact to the cent. That piece was about the engine. This one is about the meeting, because the only place precision matters is across the table from a client. Here is what it looks like when the math is something […]
An Enterprise Standard in Federal Student Debt Repayment, Built on a Self-Checking AI Loop
The future of a company isn’t the model it rents. It’s the loop it owns. Here’s ours, running in the one place you can’t fake precision. There’s a shift happening in how companies get built, and most of the conversation about it is still abstract. Let me make it concrete, because we’ve been living inside […]
What’s New in Finology Software
Published by Finology Software · A platform update for financial advisors The federal rules changed on July 1, the Repayment Assistance Plan (RAP) is the default income-driven plan, and SAVE, PAYE, and ICR are winding down. The advisors who can sit down and model a client’s options clearly are the ones earning the relationships. Here’s […]
Why Your Best Clients Haven’t Told You About Their Student Debt Yet
Roughly 43% of HENRY households, dual-income professionals aged 30 to 45 earning between $200k and $500k, are carrying federal student debt into their retirement planning conversations. Their advisors know about the 401(k)s, the RSU grants, the mortgage, the 529s, the deferred-comp picture. Most have never been shown the loan balance, the interest rate, or the […]
Two Sets of Federal Loans, One Household: The Multigenerational Planning Conversation You’re Avoiding
A 57-year-old dentist walks into your office. She’s on track to retire at 62. Her husband co-signed Parent PLUS loans for their youngest, who is a junior at a private university in the Midwest. Her son, a registered nurse at a nonprofit hospital system, has $78,000 in federal loans and is four years into Public […]
What Student Loan Planning Software Costs for Advisors
One per-advisor price with unlimited clients: $149 a month, or $129 billed annually. What is included, what the team rate does, and how existing subscriptions are treated.