July 1 Student Loan Changes, Explained Simply
The July 1, 2026 student loan changes in plain English: the new RAP plan, SAVE struck down, PAYE and ICR phasing out, and what to do.
Is My Student Loan Repayment Plan Going Away?
SAVE has been struck down and other plans are changing July 1, 2026. Here is whether your income-driven repayment plan is going away and what to do.
RAP vs SAVE vs PAYE vs IBR: Which Plan Now?
Comparing RAP vs SAVE, PAYE, and IBR after July 1, 2026? Here is how the income-driven plans differ and how to pick the right one.
What Is the Repayment Assistance Plan (RAP)?
The Repayment Assistance Plan (RAP) starts July 1, 2026. Here is what it means for your federal student loan payment, in plain English.
How to Find a Student-Loan Advisor (and When You Actually Need One)
Not every borrower needs an advisor, but some really do. Here’s how to find a qualified student-loan advisor and how to tell when your situation calls for one.
How Student-Loan Forgiveness Works Under the New Rules
Forgiveness still exists after the July 1, 2026 changes, but the details matter. Here’s a plain-language guide to how forgiveness works under the new federal rules.
RAP vs the New Standard Plan, Which Is Right for Me?
Trying to choose between RAP and the new Standard plan after July 1, 2026? Here’s a plain-language comparison of how each works and which tends to fit which borrower.
Parent PLUS Borrowers: What the July 1, 2026 Changes Mean for You
Parent PLUS loans have their own rules under the July 1, 2026 federal changes. Here’s what’s different for parent borrowers, what to watch for, and how to plan.
Is My Student-Loan Payment Going Up in 2026?
Wondering if your federal student-loan payment will rise after July 1, 2026? Here’s what drives the change, who’s most affected, and how to find out your real number.
What Happens to My Student Loans on July 1, 2026?
A plain-language guide to the July 1, 2026 federal student-loan changes: the new RAP repayment plan, what’s ending, and the steps to take so nothing catches you off guard.