Signs You Are on the Wrong Repayment Plan
After July 1, 2026, many borrowers are on the wrong student loan repayment plan. Here are the warning signs and how to check your real numbers.
July 1 Student Loan Changes, Explained Simply
The July 1, 2026 student loan changes in plain English: the new RAP plan, SAVE struck down, PAYE and ICR phasing out, and what to do.
Is My Student Loan Repayment Plan Going Away?
SAVE has been struck down and other plans are changing July 1, 2026. Here is whether your income-driven repayment plan is going away and what to do.
RAP vs SAVE vs PAYE vs IBR: Which Plan Now?
Comparing RAP vs SAVE, PAYE, and IBR after July 1, 2026? Here is how the income-driven plans differ and how to pick the right one.
What Is the Repayment Assistance Plan (RAP)?
The Repayment Assistance Plan (RAP) starts July 1, 2026. Here is what it means for your federal student loan payment, in plain English.
RAP Is Here: What the New Default Student Loan Repayment Plan Means
Published by Finology Software · For financial advisors and the borrowers they serve On July 1, 2026, the federal student loan system changed more than it has in a decade. The Repayment Assistance Plan, RAP, became the new default income-driven repayment plan, and the plans many borrowers have relied on for years began winding down. […]
The 2026 Reality: What Higher Earners Need to Know About Student Loan Repayment Under RAP
Beginning July 1, 2026, the new Repayment Assistance Plan (RAP) will simplify income-driven repayment by consolidating multiple federal programs into one unified structure. While this change is designed to streamline repayment for most borrowers, it also creates a classic repayment scenario for others, where the full balance will be paid off, and the primary goal […]