Your Pipeline Is Full of Parents Whose Kids Went to College and Still Live at Home
Look at your book. A large share of your clients are parents, and a large share of those parents have an adult child who did everything right. Finished school, went to college, took on the debt everyone said was the smart bet, and still ended up back in their childhood bedroom. At the peak of […]
Is Forgiven Student Loan Debt Taxable in 2026? What Advisors Need to Know
Starting in 2026, income-driven and RAP forgiveness is federally taxable again. PSLF stays tax-free. Here is what advisors should tell clients now.
RAP Is Live. For Older Borrowers, the 30-Year Clock Is the Whole Conversation.
The Repayment Assistance Plan opened July 1, 2026. Its 360-month forgiveness timeline changes the math for clients near retirement. Here is how to frame it.
How to Switch to RAP (Step-by-Step, 2026)
How to switch to the new Repayment Assistance Plan (RAP) in 2026: who should switch, the step-by-step enrollment process on studentaid.gov, when consolidation applies, and what to do after.
RAP Payment Calculator: What You Will Pay
Estimate your RAP payment under the new Repayment Assistance Plan starting July 1, 2026, then see your real number with verified math.
RAP and PSLF: What Forgiveness-Seekers Must Know
Does RAP count for PSLF? Here is how the new Repayment Assistance Plan works with Public Service Loan Forgiveness after July 1, 2026.
Signs You Are on the Wrong Repayment Plan
After July 1, 2026, many borrowers are on the wrong student loan repayment plan. Here are the warning signs and how to check your real numbers.
July 1 Student Loan Changes, Explained Simply
The July 1, 2026 student loan changes in plain English: the new RAP plan, SAVE struck down, PAYE and ICR phasing out, and what to do.
RAP vs SAVE vs PAYE vs IBR: Which Plan Now?
Comparing RAP vs SAVE, PAYE, and IBR after July 1, 2026? Here is how the income-driven plans differ and how to pick the right one.
What Is the Repayment Assistance Plan (RAP)?
The Repayment Assistance Plan (RAP) starts July 1, 2026. Here is what it means for your federal student loan payment, in plain English.